Good phone photography no longer needs a big budget. Each phone in this guide carries a 50MP Sony main camera with optical image stabilisation (OIS), which helps you capture clear shots at evening festivals, crowded markets and family get-togethers. The motorola edge 50 fusion launched in India on 16 May 2024, the POCO M7 Pro 5G on 17 December 2024, and the moto g86 power went on sale on 6 August 2025. Browse the latest smartphones to compare specifications, or see this list of the best camera phones under Rs. 20,000 for more options in this budget.
With the Bajaj Finance Easy EMI Loan, you can get a loan offer of up to Rs. 5 lakh and repay it over 3–60 months. Visit any of the 1.5 lakh+ partner stores across 4,000+ cities, choose your phone and get it on Easy EMIs.
What are the key specs of these camera phones?
The table below lists the core hardware behind each phone.
| Spec | moto g86 power | POCO M7 Pro 5G | motorola Edge 50 Fusion |
| Main camera | 50MP Sony LYT-600, OIS | 50MP Sony LYT-600, OIS | 50MP Sony LYT-700C, OIS |
| Second rear camera | 8MP ultra-wide | 2MP | 13MP ultra-wide with autofocus |
| Front camera | 32MP | 20MP | 32MP |
| Display | 6.7-inch pOLED, 120Hz | 6.67-inch AMOLED, 120Hz | 6.7-inch pOLED, 144Hz |
| Processor | Dimensity 7400 | Dimensity 7025 Ultra | Snapdragon 7s Gen 2 |
| Battery | 6,720 mAh | 5,110 mAh | 5,000 mAh |
| Charging | 33 W | 45 W | 68 W |
What makes the moto g86 power a good camera phone?
The moto g86 power pairs a 50MP Sony LYT-600 main camera with OIS and an 8MP ultra-wide lens. Shoot a close portrait at a birthday party, then switch to a wide view of a beach or hill station. The 32MP front camera handles selfies and video calls.
Its 6.7-inch pOLED display reaches 4,500 nits peak brightness, so you can frame shots in harsh afternoon sun. A 6,720 mAh battery with 33 W charging lasts through long trips, and IP68 and IP69 ratings protect it from monsoon rain and dust.
What does the POCO M7 Pro 5G offer for photography?
The POCO M7 Pro 5G uses a 50MP Sony LYT-600 main camera with OIS and a wide f/1.5 aperture that draws in more light at dusk or indoors. A 2MP secondary lens supports it, and a 20MP front camera captures sharp selfies.
Its 6.67-inch 120Hz AMOLED screen reaches 2,100 nits, so your photos look vivid when you view or edit them. The Dimensity 7025 Ultra keeps everyday apps and UPI payments smooth. A 5,110 mAh battery with 45 W charging lasts a full day, and the IP64 rating guards against dust and splashes.
Why should you consider the motorola Edge 50 Fusion?
The motorola Edge 50 Fusion features a 50MP Sony LYT-700C main camera with OIS for steady photos in changing light. Its 13MP ultra-wide lens has autofocus, so it can capture a full wedding stage or get close to rangoli patterns. It records 4K video at 30 fps, and the 32MP front camera suits vlogs.
The 6.7-inch 144Hz pOLED display makes gallery scrolling smooth, and the Snapdragon 7s Gen 2 handles photo editing with ease. A 5,000 mAh battery with 68 W charging tops up quickly, and the IP68 rating adds water and dust protection.
How much do these camera phones cost?
All three phones offer a stabilised Sony camera, an OLED-type screen and fast charging within a Rs. 20,000 budget. Easy EMIs from Bajaj Finance let you spread the cost into monthly payments.
| Model | Variant | Price |
| Moto g86 power | 4GB + 128GB | Rs. 16,999 |
| POCO M7 Pro 5G | 6GB + 128GB | Rs. 14,999 |
| POCO M7 Pro 5G | 8GB + 256GB | Rs. 16,999 |
| Motorola Edge 50 Fusion | 8GB + 128GB | Rs. 17,999 |
Disclaimer: Prices may change based on availability, offers, and location. Please check the latest price before buying.
What offers are available when you shop with Bajaj Finance?
You can convert your phone’s price into Easy EMIs starting from Rs. 830, with a repayment tenure of 3–60 months. A longer tenure means smaller instalments, while a shorter one helps you close the loan sooner. You can also get up to 60% off select phones at partner stores. Offers differ by model, store and location, so check with the store executive before you buy.
How can you shop for these phones on Easy EMIs?
Check your eligibility online first to see your loan offer, then follow these steps:
- Check your loan eligibility online.
- Find a Bajaj Finance partner store near you.
- Choose your phone and storage variant.
- Pay with your Insta EMI Card or Easy EMI Loan.
- Pick a repayment tenure between 3 and 60 months.
- Complete verification and take your phone home.
Which camera phone under Rs. 20,000 suits your needs?
Each phone in this guide gives you a stabilised 50MP Sony camera and a bright display for reviewing your shots:
- moto g86 power: adds an ultra-wide lens, a 6,720 mAh battery and IP68 and IP69 protection, which suits frequent travellers.
- POCO M7 Pro 5G: offers an f/1.5 main camera, a 20MP selfie camera and a 2,100-nit AMOLED screen.
- motorola Edge 50 Fusion: brings a close-focusing ultra-wide lens, 4K video and 68 W charging.
Pick the phone whose features match where you shoot most. You can get any of them on Easy EMIs from Bajaj Finance, with tenures of 3–60 months at 1.5 lakh+ partner stores across 4,000+ cities. Check your eligibility today and start capturing everyday moments with confidence.